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PUBLIC NOTICE

Thursday, December 13, 2018 - 6:08pm

PUBLIC NOTICE

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: July 26, 2007

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $66,695.56

MORTGAGOR(S): Travis A. Kaspari and Deborah J. Kaspari, husband and wife as joint tenants

MORTGAGEE: CitiFinancial Services, Inc.

SERVICER: FCI Lender Services, Inc.

LENDER: CitiFinancial Services, Inc.

DATE AND PLACE OF FILING: St. Louis County Minnesota Recorder, on August 1, 2007, as Document No. 01058418.

ASSIGNED TO: To Wilmington Savings Fund Society, FSB, as Trustee of Stanwich Mortgage Loan Trust A by an Assignment of Mortgage dated November 17, 2017 and recorded on December 4, 2017 as Document No. 01323436. To Wilmington Savings Fund Society, FSB, D/B/A Christiana Trust as Owner Trustee of the Residential Credit Opportunities Trust V by an Assignment of Mortgage dated March 19, 2018 and recorded on August 28, 2018 as Document No. 01339540. To Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit Opportunities Trust V-B by an Assignment of Mortgage dated September 12, 2018 and recorded on September 13, 2018 as Document No. 01340556.

LEGAL DESCRIPTION OF PROPERTY: Real Property in St. Louis County, Minnesota, described as follows: Lots Eight (8) and Nine (9), Block One (1), West Duluth, First Division, according to the plat thereof, St. Louis County, Minnesota

PROPERTY ADDRESS: 515 North 53rd Avenue West, Duluth, MN 55807

PROPERTY I.D: 010-4470-00200

COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: Ninety-Eight Thousand Three Hundred Eighty-Four and 95/100 ($98,384.95)

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 17, 2019 at 10:00 AM

PLACE OF SALE: St. Louis County Sheriffs Office, 100 N. 5th Avenue W., Room 103, Duluth MN 55802 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is 6 months from the date of sale. If Mortgage is not reinstated under Minn. Stat. Section 580.30 or the property is not redeemed under Minn. Stat. Section 580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 17, 2019, or the next business day if July 17, 2019 falls on a Saturday, Sunday or legal holiday.

"THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED."

Dated: November 5, 2018

Wilmington Savings Fund Society, FSB, as Owner Trustee of the Residential Credit Opportunities Trust V-B Randall S. Miller and Associates, PLLC

Attorneys for Assignee of Mortgage/Mortgagee Canadian Pacific Plaza, 120 South Sixth Street, Suite 2050 Minneapolis, MN 55402 Phone: 952-232-0052

Our File No. 18MN00169-1

THIS IS A COMMUNICATION FROM

A DEBT COLLECTOR.

A-4675351

D.N.T. Nov. 9, 16, 23, 30; Dec. 7, 14, 2018

2699056


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